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RPNB

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Reviews (19)

Quick and easy loan

the app is so easy to use lol, took like 5 mins to apply and the money was in my account the next day. i'd only ever used my bank before so this felt way less faffy. one small thing, the repayment date was a bit different to what i expected but they sorted it when i messaged.

Phoebe P.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

good so far

Honestly it's been a decent experience so far for my first loan. The application was clear enough and I got an answer the same day. The only thing that slowed me down was the identity check, which needed a second go with a photo because the first one was too dark. Money arrived after that, so no real complaint.

Jordan T.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Used them for years

I've been borrowing from this lender on and off for over ten years, which is why I keep coming back. Applying was the same easy process as always and the decision came through quickly. The money has always arrived when they say it will. Payments are reliable and the statements are clear enough for me to read without my glasses.

Rajesh C.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

does the job

This is a solid lender for a personal loan and I've had two with them now. The application took a few minutes and the approval came back the same day. Money reached my account the next working day. Repayments are straightforward and the account page is clear.

Anthony D.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.0 people found this helpful

Reliable as always

Been with them for years and they've never let me down. Applied again this spring and it went through as smoothly as before. Money arrived the same day and the repayments are sorted by direct debit.

Ben O.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.0 people found this helpful

good value for what I needed

Compared a few options before choosing them and the total repayable was the lowest I could find for the amount. Signing up took about ten minutes on my phone. Monthly payments go out without any fuss and there were no hidden charges that I could see. Didn't need to contact them once.

Vicky S.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Far easier than before

Compared with the old way of getting a small loan through my building society, this is much less bother. I don't have to sit on hold for half an hour. Set up the repayments online and they've gone out right every month since. Simple.

Anita S.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.2 people found this helpful

Needed it for uni

Needed a new card fast because my old one got eaten by a machine at the cash point lol. Applied on the site on my phone on the bus, got a decision pretty much straight away and the money landed the next working day. Dead simple, would do it again.

Charlie M.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.2 people found this helpful

Hidden fees and a long wait

Took out a loan through them to cover a bathroom refit. The total cost was noticeably more than the quote I'd had from elsewhere, and I wasn't expecting the arrangement fee to be added on top. When I tried to get it explained on the phone I was on hold for ages and then got passed around. The money did arrive eventually, but I'd think twice before using them again.

Stuart H.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.2 people found this helpful

Used it for a van purchase

Took out a finance deal on a used Transit to cover a tool upgrade and van conversion. I've been through a few of these before so I knew what to check, and the agreement terms were laid out clearly. Payments go out without any fuss and the early settlement figure came through quick when I asked.

Alex S.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.3 people found this helpful

The car finance

Went with a car finance deal through them for a second hand estate, mainly because the monthly figure was lower than the dealer offered. The paperwork side was a bit slow, took nearly a week for them to confirm the vehicle details. Once that was sorted the funds went to the dealer without any fuss. Would have liked the update emails to come sooner.

Christopher T.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

better than a bank

Compared to the bank I usually deal with, the application here is much faster and I got a decision in minutes instead of days. I've used a few lenders over the years so I know what a decent process looks like. Repayments are taken on time and the online account shows the balance clearly. The customer messages are useful and to the point.

Rob S.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.0 people found this helpful

needed a quick loan

I needed a bit of cash to cover a boiler repair that couldn't wait. Found this when I was searching late at night and the form only took about ten minutes. The money came through the next morning, which was the main thing. The interest is a bit steep but I knew that going in.

Laura V.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.0 people found this helpful

checked a few before going with them

Out of the four I looked at, this one was the simplest to understand, with no small print hiding the fees. The rate was a bit above one of the others, but the total was clear and nothing extra was added at the end. I applied on my laptop, got a decision the same day and the funds came through the next morning. Happy with the choice.

Michelle P.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Better than my old loan provider

Compared to the building society I used for years, this is quicker and I never had to ring anyone to chase things up. I've been borrowing from them on and off since before the app existed, and the process has got simpler each time. The money landed in my account the next working day, and I could check my balance and what I still owed without waiting on a letter. Happy enough with it.

Joanne L.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.0 people found this helpful

Compared with my old lender

Way cheaper than my old lender when I did the sums on the total repayable. Got the loan approved in an afternoon and the money was in my account by the morning. No hidden charges that I could see.

Hannah C.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

The early repayment option

I bought a personal loan to fund a driving course and a few other bits, and the thing I valued most was being able to repay early without a penalty. Checked the terms carefully before signing. The money came through promptly and the statements are easy to follow. I paid off half of it after eight months and the process to do that was simple.

Chloe R.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.7 people found this helpful

fair enough for the price

They're fine, not the cheapest I found but the monthly payment works out about right for what I needed. The application asked for a few documents I had to dig out, which took longer than I'd have liked. Once approved the money came through within a day or so. Not much to add really, it does what it's meant to.

Anita C.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.1 person found this helpful

Needed cash for the car MOT repairs

I needed the money in a hurry because the car failed its MOT and I couldn't afford the garage bill out of my account. I wanted something I could pay back over a set period without it eating the whole budget. The application was clear about what I was agreeing to, and the figures on screen matched the contract when it arrived. The cash showed up quickly and I've been paying it down each month since.

Samantha C.
AI-generated sample. Written by AI as an example, not by a customer. It doesn't count towards the rating.3 people found this helpful

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